Terms of Use

MortgageRate.net has and will take all reasonable and appropriate measures to make sure that all information that is delivered to MortgageRate.net will only be disclosed in accordance with your instructions. However, given the nature of the internet, MortgageRate.net cannot and will not, guarantee that the information provided will not be intercepted and decrypted by others.

Mortgage Loan Services:

It is understood that the information that you provide to MortgageRate.net is true and complete to the best of your knowledge. You give MortgageRate.net your permission to pass on your information so that we may provide you with the service(s) you requested. In addition, you authorize MortgageRate.net, its partners and any third parties deemed necessary to contact you based on the information you submitted.

MortgageRate.net is not a lender and as such, does not make mortgage loans, nor the decisions leading up to the final approval or denial on any mortgage loan application received. MortgageRate.net does not recommend, nor endorse any particular lender or any particular product by any lender. MortgageRate.net services are only administrative and informative in nature. We do not act as an agent for users of our website nor do we accept loan applications or obtain, make or negotiate loans. It is your responsibility to complete an application with a bank, licensed lender or mortgage broker from outside of our website before and pre-qualification or pre-approval is issued.

It is understood that this web site has been established in order to help secure mortgage loans in the 50 United States and the District of Columbia, unless otherwise noted. Loans can only be made to residents of the Unites States, secured by real property located within the 50 United States. Lenders used to make any mortgage loan must be licensed and authorized to make such mortgage loans within the particular state where the mortgage loan is being secured. This web site is not set up, nor should it be used for, the purpose of securing a mortgage loan anywhere else but within the 50 United States and the District of Columbia.

MortgageRate.net and/or participating lenders expressly reserve the right to discontinue, suspend or terminate the offering of any lender or any lender product, in any specific state without notice.

MortgageRate.net does not guarantee acceptance into any particular loan program nor influence specific loan terms or conditions with any participating lender. Loan approval standards are established and maintained solely by individual lenders, and as such, MortgageRate.net has no influence whatsoever with loan approval standards. Additionally, MortgageRate.net does not guarantee that the mortgage loan terms or rates offered by participating lenders through this web site are the best terms or the lowest rates available in the market. Unless expressly stated in writing, nothing contained herein should be considered an offer or promise for a loan commitment or an interest rate lock-in agreement.

MortgageRate.net does not charge you, the User, a fee to use this service. MortgageRate.net is paid a fee by participating lenders for the goods, facilities and services provided. Your use of this web site constitutes your agreement with this compensation arrangement